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Draw What You Need, When You Need It
A revolving line of credit gives your business the flexibility to access capital on demand. Only pay interest on what you draw, and replenish as you repay — perfect for managing cash flow and seizing opportunities.
Key Benefits
$500K
Max Credit Line
Access up to $500,000 in revolving credit
Pay-as-you-go
Interest Model
Only pay interest on amounts drawn, not the full limit
48h
Setup Time
Get your line of credit established within 48 hours
Revolving
Credit Type
Replenishes automatically as you repay
6–36
Month Terms
Terms tailored to your business cycle
Unlimited
Draw Requests
Draw from your line as many times as needed
Requirements
Minimum 1 year in business
At least $15,000/month in revenue
Business checking account required
Credit score 550+
No open tax liens
US-based business
FAQs
How does a business line of credit work?
You are approved for a maximum credit limit. You can draw any amount up to that limit at any time, repay it, and draw again. You only pay interest on what you have currently drawn.
Is a line of credit better than a term loan?
A line of credit is better for ongoing, variable needs like managing cash flow or taking advantage of opportunities. A term loan is better for a single large purchase.
Can I increase my credit limit?
Yes, after 6 months of on-time payments and consistent revenue, you can request a credit limit increase. Increases are reviewed based on current business performance.
Are there fees to maintain the line?
There is typically a small draw fee when you access funds. There are no dormancy fees for keeping the line open and unused.
Loan Calculator
Adjust the sliders to see an instant estimate. Actual rates vary based on your business profile.
Monthly Payment
$11,768
Ready to Apply?
No impact on your credit score. Soft prequalification only.
Start Your Application