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Fund the Tools That Drive Your Business
Acquire the equipment your business needs to grow without draining your working capital. The equipment itself serves as collateral, enabling competitive rates and longer terms — even for businesses with less-than-perfect credit.
Key Benefits
$5M
Max Financing
Finance equipment up to $5 million per transaction
100%
Financing
Finance the full equipment cost with $0 down options
84 mo
Max Term
Spread payments over up to 7 years
Low
Interest Rates
Equipment-backed loans carry lower rates
2 days
Approval Time
Equipment-specific approvals in 48 hours
All
Equipment Types
Vehicles, machinery, technology, and more
Requirements
Minimum 2 years in business (or 1 year with strong revenue)
Equipment quote or invoice from vendor
Business bank statements (3 months)
Credit score 600+ preferred
Equipment must be for business use
New or used equipment eligible
FAQs
What types of equipment can I finance?
Almost any business equipment qualifies: commercial vehicles, construction machinery, restaurant equipment, medical devices, manufacturing equipment, technology, and more.
Do I need a down payment?
Many equipment loans offer $0 down financing, especially for businesses with good credit and revenue. Some lenders may require 10–20% down for used or specialized equipment.
Can I finance used equipment?
Yes, used equipment is eligible for financing. The age and condition of the equipment may affect the available term length and interest rate.
What happens if the equipment breaks down?
You are still responsible for loan payments regardless of equipment condition. We recommend ensuring your equipment against damage or mechanical failure.
Loan Calculator
Adjust the sliders to see an instant estimate. Actual rates vary based on your business profile.
Monthly Payment
$11,768
Ready to Apply?
No impact on your credit score. Soft prequalification only.
Start Your Application